Finance your taxi license or VTC driver training: loans and aids exist!

 

To find work right now, you have to be resourceful and not afraid to work for hours. Becoming a Parisian taxi or elsewhere in France is a good opportunity to take control of your destiny. Still, the license is expensive, whether you choose the G7 network or not. The unemployed can look to Pole Employment for training aids, for others it is possible to make a loan to buy a taxi license, even without input.

Financing of taxi license and training and vehicle

Financing of taxi license and training and vehicle

If we combine the two, we will have to pay a nice sum. But unlike a mortgage , banks lend easily, because once training to become a taxi driver completed (private or correspondence course), she knows that the person will easily find work and can thus repay its deadlines. But anyone can not become a driver.

How to have a license?

How to have a license?

The famous plate. There are cases where it can be free. Some cities still deliver, but it will take its trouble as a patient: there are people on the waiting list, and must be re-registered each year. Not ideal if you want to start as soon as possible.

For those who can not afford to wait, it will pay, and buy the license to a taxi who is retiring or who decided to do something else. The price will be set by the market, and the taxi official can give you a fork.

Contrary to popular belief, it is not always in Paris where it will cost the most: not far from 250000 euros depending on the time and the situation, but it can reach 400,000 in the South.

It’s so expensive that you can even buy parts! The necessary conditions in addition to having money: to be 21 years old or +, the license B for 2 years and the certificate CPP + a blank criminal record.

 

How to pay for his training?

How to pay for his training?

It pays off and not everyone has the right to financial assistance. Jobseekers , economic licensees and reclassified professionals are the best in this area, especially if they benefit from the ARE or AREF since they will continue to be compensated according to the remaining rights.

To cover expenses, you have to validate this with your Pole Emploi advisor. The best is therefore to lean toward a training convention .

Remember to go for a walk on the side of the CAF , its town hall, its department or its region, the local missions for those under 26 years to know all the devices in place. The Regional Council, for example, can cover the cost of the internship.

For those who have already worked, and have accumulated hours of individual training leave, it is possible to use their CIF (even temporary and temporary, under certain conditions may be entitled).

At the end of this training, there will be an exam passed, which will give you the right to have the card to practice. On the menu: driving + geographical knowledge of its leading sector + management + regulation.

Bank loan

Bank loan

In case all the helpers do not support all the training, where you have the right to nothing and no money aside (or not the desire to spend it), remains the solution of banks.

They know that there is a shortage of taxi in France, so they show little reluctance to grant a pro credit of – 10 years, provided they still have a small contribution (20% is a good start and reassure your creditor about the seriousness of your project).

We advise against consumer credit with very important interests (anyway this kind of loan can not exceed 75000).

Go through a broker

Go through a broker

To put the banks in competition, know that there are credit brokers who are specialized in this activity. Several proposals are always better than one to achieve the goal of becoming one’s own boss. The advantage is that they know the job and can offer you a package + training + car.

How to buy your vehicle?

How to buy your vehicle?

Although it is possible to rent it through some companies whose business it is, many prefer to own their own car .

Here again, a fairly short bank credit seems the most suitable. Also think about leasing with the maintenance and insurance formula included, which is rental and that will allow you to have a new taxi every 4 years. We advise you to prefer comfortable vehicles, for you and for your future customers.

VTC driver training

Become a taxi driver or a VTC? The choice is often based on what it costs in total but also the difficulty of obtaining.

No exam to pass for the latter, but a mandatory training of 250 hours for new. At the end, the business card will be automatically issued. After, no need to buy your license: you can choose to work directly for a company that already has it.

The conditions of taking care of compulsory internships are almost identical, whether one is a job seeker, the RSA or an employee. However concerning Pôle Emploi, the participation can be less important when one chooses the VTC because the regulation is not the same one.

Need a car?

  • Get a car
  • Make a credit rate 0 to buy a car
  • Put your vehicle as pledge

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